/* AGF Análise de Investimentos — design system */
:root{
  --navy:#0A1F3C; --navy-2:#102C52; --navy-3:#17396A;
  --ink:#0F1B2D; --muted:#5B6B80; --line:#E3E8EF;
  --bg:#F6F8FB; --white:#FFFFFF;
  --gold:#C8A24A; --gold-d:#A8842F; --gold-soft:#F6EFD9;
  --teal:#0F8B8D; --ok:#1E8E5A;
  --radius:16px; --shadow:0 10px 30px rgba(10,31,60,.08); --shadow-lg:0 24px 60px rgba(10,31,60,.18);
  --font:'Manrope',system-ui,-apple-system,'Segoe UI',Roboto,Arial,sans-serif;
  --serif:'Newsreader',Georgia,'Times New Roman',serif;
  --max:1160px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:var(--font);color:var(--ink);background:var(--white);line-height:1.65;font-size:17px;-webkit-font-smoothing:antialiased}
img,svg{max-width:100%;display:block}
a{color:var(--navy-3);text-decoration-thickness:1px;text-underline-offset:3px}
a:hover{color:var(--gold-d)}
h1,h2,h3,h4{font-family:var(--serif);color:var(--navy);line-height:1.15;margin:0 0 .5em;font-weight:600;letter-spacing:-.01em}
h1{font-size:clamp(2.3rem,5vw,3.7rem)}
h2{font-size:clamp(1.8rem,3.4vw,2.6rem)}
h3{font-size:1.35rem}
p{margin:0 0 1em}
.container{width:100%;max-width:var(--max);margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-999px;top:8px;background:var(--navy);color:#fff;padding:10px 16px;border-radius:8px;z-index:200}
.skip:focus{left:12px}
:focus-visible{outline:3px solid var(--gold);outline-offset:3px;border-radius:6px}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;font-family:var(--font);font-weight:700;font-size:.98rem;padding:15px 26px;border-radius:12px;border:2px solid transparent;cursor:pointer;text-decoration:none;transition:transform .15s,box-shadow .15s,background .15s,color .15s;line-height:1}
.btn:hover{transform:translateY(-2px)}
.btn-gold{background:var(--gold);color:var(--navy);box-shadow:0 8px 20px rgba(200,162,74,.35)}
.btn-gold:hover{background:#D6B25A;color:var(--navy)}
.btn-navy{background:var(--navy);color:#fff}
.btn-navy:hover{background:var(--navy-3);color:#fff}
.btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.35)}
.btn-ghost:hover{background:rgba(255,255,255,.1);color:#fff}
.btn-outline{background:transparent;color:var(--navy);border-color:var(--navy)}
.btn-outline:hover{background:var(--navy);color:#fff}
.btn-sm{padding:11px 18px;font-size:.9rem}

/* Header */
.topbar{background:var(--navy);color:#C9D4E6;font-size:.84rem}
.topbar .container{display:flex;justify-content:space-between;gap:16px;padding-top:9px;padding-bottom:9px;flex-wrap:wrap}
.topbar a{color:#fff;text-decoration:none;font-weight:600}
.topbar a:hover{color:var(--gold)}
.topbar .tb-right{display:flex;gap:22px;flex-wrap:wrap}
.site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.92);backdrop-filter:saturate(1.4) blur(12px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:76px;gap:20px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--navy)}
.brand-mark{width:44px;height:44px;flex:none}
.brand-text{display:flex;flex-direction:column;line-height:1.1}
.brand-text strong{font-family:var(--serif);font-size:1.35rem;letter-spacing:.02em}
.brand-text span{font-size:.68rem;letter-spacing:.16em;text-transform:uppercase;color:var(--muted);font-weight:600}
.nav-links{display:flex;align-items:center;gap:6px;list-style:none;margin:0;padding:0}
.nav-links a.link{display:block;padding:10px 14px;text-decoration:none;color:var(--ink);font-weight:600;font-size:.95rem;border-radius:8px}
.nav-links a.link:hover,.nav-links a.link[aria-current="page"]{color:var(--gold-d);background:var(--gold-soft)}
.nav-toggle{display:none;background:none;border:1px solid var(--line);border-radius:10px;width:46px;height:46px;cursor:pointer;align-items:center;justify-content:center}
.nav-toggle span,.nav-toggle span::before,.nav-toggle span::after{display:block;width:20px;height:2px;background:var(--navy);position:relative;transition:.2s}
.nav-toggle span::before,.nav-toggle span::after{content:"";position:absolute;left:0}
.nav-toggle span::before{top:-6px}.nav-toggle span::after{top:6px}
.nav-toggle[aria-expanded="true"] span{background:transparent}
.nav-toggle[aria-expanded="true"] span::before{top:0;transform:rotate(45deg)}
.nav-toggle[aria-expanded="true"] span::after{top:0;transform:rotate(-45deg)}

/* Hero */
.hero{position:relative;background:radial-gradient(1200px 500px at 85% -10%,rgba(200,162,74,.22),transparent 60%),linear-gradient(135deg,var(--navy) 0%,var(--navy-2) 60%,var(--navy-3) 100%);color:#fff;overflow:hidden}
.hero::before{content:"";position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.04) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.04) 1px,transparent 1px);background-size:56px 56px;mask-image:linear-gradient(180deg,#000 30%,transparent 100%);-webkit-mask-image:linear-gradient(180deg,#000 30%,transparent 100%)}
.hero .container{position:relative;display:grid;grid-template-columns:1.2fr .8fr;gap:56px;align-items:center;padding-top:88px;padding-bottom:96px}
.hero h1{color:#fff}
.hero h1 em{font-style:italic;color:var(--gold)}
.eyebrow{display:inline-flex;align-items:center;gap:10px;font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;font-weight:700;color:var(--gold);margin-bottom:18px}
.eyebrow::before{content:"";width:28px;height:2px;background:var(--gold)}
.hero p.lead{font-size:1.18rem;color:#D3DDEE;max-width:580px}
.hero-cta{display:flex;gap:14px;flex-wrap:wrap;margin:30px 0 34px}
.hero-points{display:flex;gap:26px;flex-wrap:wrap;list-style:none;margin:0;padding:0;color:#C3CFE3;font-size:.92rem}
.hero-points li{display:flex;align-items:center;gap:8px}
.hero-points svg{width:18px;height:18px;color:var(--gold);flex:none}
.id-card{background:#fff;color:var(--ink);border-radius:20px;padding:30px;box-shadow:var(--shadow-lg);position:relative}
.id-card::after{content:"";position:absolute;left:30px;right:30px;top:0;height:4px;background:linear-gradient(90deg,var(--gold),#E6CB85);border-radius:0 0 4px 4px}
.id-card h2{font-size:1.25rem;margin-bottom:4px}
.id-card .sub{color:var(--muted);font-size:.88rem;margin-bottom:18px}
.id-list{list-style:none;margin:0;padding:0}
.id-list li{display:flex;justify-content:space-between;gap:16px;padding:12px 0;border-top:1px solid var(--line);font-size:.93rem}
.id-list li span:first-child{color:var(--muted)}
.id-list li span:last-child{font-weight:700;text-align:right;color:var(--navy)}
.badge{display:inline-flex;align-items:center;gap:6px;background:var(--gold-soft);color:var(--gold-d);padding:4px 10px;border-radius:999px;font-weight:700;font-size:.78rem}

/* Sections */
section{padding:88px 0}
.section-alt{background:var(--bg)}
.section-head{max-width:720px;margin-bottom:48px}
.section-head.center{text-align:center;margin-left:auto;margin-right:auto}
.section-head p{color:var(--muted);font-size:1.08rem}
.kicker{font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;font-weight:800;color:var(--gold-d);display:block;margin-bottom:12px}

/* Trust strip */
.strip{background:#fff;border-bottom:1px solid var(--line);padding:0}
.strip .container{display:grid;grid-template-columns:repeat(4,1fr)}
.strip-item{padding:26px 22px;border-right:1px solid var(--line);display:flex;gap:14px;align-items:center}
.strip-item:last-child{border-right:0}
.strip-item svg{width:30px;height:30px;color:var(--gold-d);flex:none}
.strip-item strong{display:block;font-size:.98rem;color:var(--navy);line-height:1.25}
.strip-item span{font-size:.82rem;color:var(--muted)}

/* Cards */
.grid{display:grid;gap:24px}
.grid-3{grid-template-columns:repeat(3,1fr)}
.grid-2{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;transition:transform .2s,box-shadow .2s,border-color .2s;display:flex;flex-direction:column}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:#D7DEE9}
.card .ico{width:52px;height:52px;border-radius:14px;background:var(--navy);color:var(--gold);display:grid;place-items:center;margin-bottom:20px}
.card .ico svg{width:26px;height:26px}
.card p{color:var(--muted);font-size:.97rem;margin-bottom:0}
.card .more{margin-top:auto;padding-top:18px;font-weight:700;font-size:.92rem;text-decoration:none}

/* Steps */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;counter-reset:s}
.step{position:relative;padding:28px 24px;background:#fff;border-radius:var(--radius);border:1px solid var(--line)}
.step::before{counter-increment:s;content:"0" counter(s);font-family:var(--serif);font-size:2.6rem;font-weight:600;color:var(--gold);line-height:1;display:block;margin-bottom:14px}
.step h3{font-size:1.15rem}
.step p{color:var(--muted);font-size:.94rem;margin:0}

/* Split */
.split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.checklist{list-style:none;margin:22px 0 0;padding:0;display:grid;gap:16px}
.checklist li{display:flex;gap:14px}
.checklist svg{width:24px;height:24px;color:var(--ok);flex:none;margin-top:3px}
.checklist strong{display:block;color:var(--navy)}
.checklist span{color:var(--muted);font-size:.95rem}
.panel{background:linear-gradient(160deg,var(--navy),var(--navy-3));color:#fff;border-radius:24px;padding:44px;position:relative;overflow:hidden}
.panel::after{content:"";position:absolute;right:-60px;bottom:-60px;width:220px;height:220px;border-radius:50%;background:radial-gradient(circle,rgba(200,162,74,.35),transparent 70%)}
.panel h3{color:#fff;font-size:1.7rem}
.panel p{color:#D3DDEE}
.panel .quote{font-family:var(--serif);font-size:1.35rem;line-height:1.45;color:#fff;margin-bottom:22px}

/* FAQ */
.faq{max-width:820px;margin:0 auto}
.faq details{background:#fff;border:1px solid var(--line);border-radius:14px;margin-bottom:12px;overflow:hidden}
.faq summary{list-style:none;cursor:pointer;padding:20px 24px;font-weight:700;color:var(--navy);display:flex;justify-content:space-between;gap:16px;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-size:1.5rem;color:var(--gold-d);font-weight:500;transition:transform .2s;line-height:1}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details[open]{border-color:var(--gold);box-shadow:var(--shadow)}
.faq .ans{padding:0 24px 22px;color:var(--muted);font-size:.98rem}

/* CTA band */
.cta-band{background:linear-gradient(135deg,var(--navy),var(--navy-3));color:#fff;border-radius:28px;padding:64px;display:grid;grid-template-columns:1.1fr .9fr;gap:48px;align-items:center;position:relative;overflow:hidden}
.cta-band::before{content:"";position:absolute;left:-80px;top:-80px;width:280px;height:280px;border-radius:50%;background:radial-gradient(circle,rgba(200,162,74,.28),transparent 70%)}
.cta-band>*{position:relative}
.cta-band h2{color:#fff}
.cta-band p{color:#D3DDEE}
.cta-actions{display:flex;flex-direction:column;gap:12px}
.cta-actions .btn{width:100%}
.cta-note{font-size:.85rem;color:#B6C4DC;margin-top:6px}

/* Page header */
.page-hero{background:linear-gradient(135deg,var(--navy),var(--navy-2));color:#fff;padding:72px 0 64px;position:relative;overflow:hidden}
.page-hero::after{content:"";position:absolute;right:-100px;top:-100px;width:360px;height:360px;border-radius:50%;background:radial-gradient(circle,rgba(200,162,74,.25),transparent 70%)}
.page-hero .container{position:relative}
.page-hero h1{color:#fff;font-size:clamp(2rem,4vw,3rem);margin-bottom:12px}
.page-hero p{color:#CFD9EA;max-width:680px;font-size:1.1rem;margin:0}
.crumbs{font-size:.85rem;color:#9FB1CE;margin-bottom:18px}
.crumbs a{color:#C9D4E6;text-decoration:none}
.crumbs a:hover{color:var(--gold)}

/* Contact */
.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:48px;align-items:start}
.info-list{list-style:none;margin:0;padding:0;display:grid;gap:22px}
.info-list li{display:flex;gap:16px}
.info-list .ico{width:46px;height:46px;border-radius:12px;background:var(--gold-soft);color:var(--gold-d);display:grid;place-items:center;flex:none}
.info-list .ico svg{width:22px;height:22px}
.info-list strong{display:block;color:var(--navy)}
.info-list a,.info-list span{color:var(--muted);text-decoration:none;font-size:.97rem}
.info-list a:hover{color:var(--gold-d)}
.form-card{background:#fff;border:1px solid var(--line);border-radius:20px;padding:36px;box-shadow:var(--shadow)}
.form-card h2{font-size:1.6rem}
.field{margin-bottom:18px}
.field label{display:block;font-weight:700;font-size:.9rem;color:var(--navy);margin-bottom:7px}
.field input,.field select,.field textarea{width:100%;font-family:var(--font);font-size:1rem;padding:14px 16px;border:1.5px solid #D5DCE7;border-radius:11px;background:#fff;color:var(--ink);transition:border-color .15s,box-shadow .15s}
.field textarea{min-height:130px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:none;border-color:var(--navy-3);box-shadow:0 0 0 4px rgba(23,57,106,.12)}
.field .err{display:none;color:#B3261E;font-size:.82rem;margin-top:6px}
.field.invalid input,.field.invalid select,.field.invalid textarea{border-color:#B3261E}
.field.invalid .err{display:block}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.consent{display:flex;gap:12px;align-items:flex-start;font-size:.88rem;color:var(--muted);margin:6px 0 22px}
.consent input{margin-top:4px;width:18px;height:18px;accent-color:var(--navy);flex:none}
.form-status{display:none;margin-top:16px;padding:14px 16px;border-radius:11px;font-size:.93rem}
.form-status.ok{display:block;background:#E8F6EE;color:#14663F}
.form-status.fail{display:block;background:#FDECEA;color:#8C1D18}
.hp{position:absolute;left:-9999px;opacity:0}
.map{border-radius:20px;overflow:hidden;border:1px solid var(--line);margin-top:36px;box-shadow:var(--shadow)}
.map iframe{width:100%;height:340px;border:0;display:block}

/* About */
.values{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.fact-table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden}
.fact-table th,.fact-table td{text-align:left;padding:16px 22px;border-bottom:1px solid var(--line);font-size:.97rem;vertical-align:top}
.fact-table tr:last-child th,.fact-table tr:last-child td{border-bottom:0}
.fact-table th{width:34%;color:var(--muted);font-weight:600;background:var(--bg)}
.fact-table td{color:var(--navy);font-weight:600}

/* Legal pages */
.legal{display:grid;grid-template-columns:260px 1fr;gap:56px;padding:64px 0 88px}
.toc{position:sticky;top:104px;align-self:start;font-size:.92rem;border-left:2px solid var(--line);padding-left:20px}
.toc strong{display:block;font-family:var(--serif);font-size:1.1rem;color:var(--navy);margin-bottom:12px}
.toc ol{list-style:none;margin:0;padding:0;display:grid;gap:8px}
.toc a{color:var(--muted);text-decoration:none;display:block;line-height:1.35}
.toc a:hover,.toc a.active{color:var(--gold-d)}
.legal-body{max-width:780px}
.legal-body .meta{background:var(--bg);border:1px solid var(--line);border-radius:12px;padding:16px 20px;font-size:.92rem;color:var(--muted);margin-bottom:36px}
.legal-body h2{font-size:1.6rem;margin-top:2.2em;scroll-margin-top:100px}
.legal-body h2:first-of-type{margin-top:0}
.legal-body h3{font-size:1.15rem;margin-top:1.6em;font-family:var(--font);font-weight:800}
.legal-body p,.legal-body li{color:#2A3850;font-size:1rem}
.legal-body ul,.legal-body ol.n{padding-left:22px}
.legal-body li{margin-bottom:.5em}
.legal-body table{width:100%;border-collapse:collapse;margin:18px 0 26px;font-size:.92rem;display:block;overflow-x:auto}
.legal-body th,.legal-body td{border:1px solid var(--line);padding:12px 14px;text-align:left;vertical-align:top}
.legal-body th{background:var(--bg);color:var(--navy)}
.callout{border-left:4px solid var(--gold);background:var(--gold-soft);padding:18px 22px;border-radius:0 12px 12px 0;margin:24px 0;color:#5B4716}
.callout p{color:inherit;margin:0}

/* Footer */
.site-footer{background:var(--navy);color:#B9C6DC;padding:72px 0 0;font-size:.93rem}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.3fr;gap:40px;padding-bottom:48px}
.site-footer h4{font-family:var(--font);font-size:.8rem;letter-spacing:.14em;text-transform:uppercase;color:#fff;margin-bottom:18px;font-weight:800}
.site-footer a{color:#B9C6DC;text-decoration:none}
.site-footer a:hover{color:var(--gold)}
.site-footer ul{list-style:none;margin:0;padding:0;display:grid;gap:10px}
.site-footer .brand{color:#fff;margin-bottom:16px}
.site-footer .brand-text span{color:#8FA2C2}
.footer-about{max-width:340px;line-height:1.6}
.legal-id{font-size:.88rem;line-height:1.7}
.legal-id b{color:#fff;font-weight:700}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);padding:24px 0;display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap;font-size:.84rem}
.footer-bottom .legal-links{display:flex;gap:20px;flex-wrap:wrap}
.footer-disclaimer{border-top:1px solid rgba(255,255,255,.1);padding:20px 0;font-size:.8rem;color:#8FA2C2;line-height:1.6}
.linkbtn{background:none;border:0;color:#B9C6DC;font:inherit;cursor:pointer;padding:0;text-decoration:none}
.linkbtn:hover{color:var(--gold)}

/* Cookie banner */
.cookie{position:fixed;left:20px;right:20px;bottom:20px;z-index:300;max-width:880px;margin:0 auto;background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow-lg);padding:22px 24px;display:none;gap:22px;align-items:center}
.cookie.show{display:flex}
.cookie p{margin:0;font-size:.9rem;color:var(--muted);line-height:1.55}
.cookie p strong{color:var(--navy)}
.cookie-actions{display:flex;gap:10px;flex-shrink:0;flex-wrap:wrap}

.reveal{opacity:0;transform:translateY(18px);transition:opacity .6s ease,transform .6s ease}
.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important}.reveal{opacity:1;transform:none}html{scroll-behavior:auto}}

/* 404 */
.notfound{text-align:center;padding:120px 0}
.notfound .big{font-family:var(--serif);font-size:7rem;color:var(--gold);line-height:1}

/* Responsive */
@media (max-width:980px){
  .hero .container{grid-template-columns:1fr;padding-top:64px;padding-bottom:72px;gap:40px}
  .grid-3,.values{grid-template-columns:repeat(2,1fr)}
  .steps{grid-template-columns:repeat(2,1fr)}
  .split,.contact-grid,.cta-band{grid-template-columns:1fr}
  .cta-band{padding:44px 32px}
  .strip .container{grid-template-columns:repeat(2,1fr)}
  .strip-item:nth-child(2){border-right:0}
  .strip-item:nth-child(-n+2){border-bottom:1px solid var(--line)}
  .footer-grid{grid-template-columns:1fr 1fr}
  .legal{grid-template-columns:1fr;gap:28px}
  .toc{position:static;border-left:0;padding:0 0 20px;border-bottom:1px solid var(--line)}
  .toc ol{grid-template-columns:1fr 1fr}
}
@media (max-width:760px){
  section{padding:64px 0}
  .nav-toggle{display:inline-flex}
  .nav-links{position:absolute;left:0;right:0;top:76px;background:#fff;flex-direction:column;align-items:stretch;padding:14px 24px 24px;border-bottom:1px solid var(--line);box-shadow:var(--shadow);display:none;gap:4px}
  .nav-links.open{display:flex}
  .nav-links a.link{padding:14px}
  .nav-links .btn{width:100%;margin-top:8px}
  .topbar .tb-left{display:none}
  .grid-3,.grid-2,.values,.steps,.row2{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr}
  .cookie{flex-direction:column;align-items:stretch;left:12px;right:12px;bottom:12px}
  .cookie-actions .btn{flex:1}
  .form-card{padding:26px 22px}
  .toc ol{grid-template-columns:1fr}
  .fact-table th,.fact-table td{display:block;width:100%}
  .fact-table th{border-bottom:0;padding-bottom:4px}
}